It Started By Making All of the Mistakes
In January 2009 at the height of the financial crisis, I was a math and music teacher that suddenly lost his job. I had $4,000 in the bank and $42,000 in debt, including school, vehicle, credit card, and medical debt. Creditors would call daily, and angry letters threatening collections began to appear. I was worried and sleepless. This was not the life I wanted to live. I needed to change my relationship with money in a big way.
I worked nearly every single day, weekdays and weekends, and adopted a lifestyle that was truly based on needs, not wants. It felt like a 12-round prizefight, paying each card off one by one. I learned about how I built my bad habits and how to trade them for good ones. And over the next two and a half years, all $42,000 of debt owed was paid back.
Along the way, I studied accounting, finance, risk, and how the market operates. I learned how people earned - and lost - tremendous amounts of wealth. I saw hard-working lower income earners build a strong nest egg and a solid financial foundation. I also saw people who earned tremendous sums of money annually consistently fail to make progress. And what I realized is that our emotions and behaviors, how we live, has an extraordinary impact on the outcome. I learned that money is personal, and I felt a deep desire to support and guide others in that fight for financial freedom.
Briggs Financial is Building
Briggs Financial opened in January 2018 with the vision of providing purely financial advice to clients, to be in their corner and fighting alongside them. Briggs Financial now serves over 100 households, providing prudent financial planning, investment management, and tax preparation services to our clients. We earn the vast majority of our business through referrals, so doing high-quality work has been and will always be vital to our success.
Class is in Session
Making financial decisions is intimidating. There is so much information out there, and not all of it is intended to help people make the best decisions for themselves. My goal is to act as your personal financial guide and guru. I have made many mistakes and worked through them, so I know the path that I teach because I have walked it myself. There is no judgment or negativity here - if you want to improve, I want to help. I want to empower you through sharing knowledge and conversation to make the best financial decisions for yourself.