Level Up Your Money Now!

It is halftime in 2023, which means it is a solid opportunity to review how your money has performed so far this year. Have you spent and saved the way you intended to? Have you invested as much as you wanted? Just like a coach of a sports team, halftime is a chance to make adjustments if you spot things …

The Briggs Travel Guide 2023

There are tons of websites that focus on all aspects of the travel experience. Many focus on reward cards and booking bonuses, while others such as The Points Guy devote their spaces to maximizing the points benefits of various rewards programs. This article will not act as any substitute for those blogs and articles, and many of them are certainly …

Party Like It’s 1999, CD Ladders are Back!

CDs, or Certificates of Deposit, have not been a highly regarded savings vehicle for nearly 20 years because the rates on these instruments have been so poor. Up until recently, they offered very little to no additional return compared to high-yield savings accounts, while simultaneously locking your money in for an extended period of time. Even when a CD did …

Race to the (Tax Filing) Finish!

It is less than four weeks until the April 18th tax filing deadline. Here are some pro tips to help you be (tax) prepared as we approach the (tax) finish line. 1. If you have not started preparing to file, at a minimum you need to make certain you file an extension on your tax return. This does not give …

What’s An Extra 0.25% Between Friends? The Dastardly Machination of Inflation

For the past couple of years, a key metric that has impacted most households in a sudden, meaningful way has been inflation. We have seen the price of goods increase in every aspect of our lives, which has put considerable pressure on households, particularly those of lower income where wages may have already been pretty close to the level of …

2023: History Does Not Repeat Itself, But It Rhymes

First, I want to say thank you for the support and trust you have placed in myself and my team not only this past year, but throughout our journey as we celebrate five years being in business as of January 2nd. This annual letter is designed to report to you various happenings both with the firm itself and our outlook …

SECURE ACT 2.0: What You Need to Know

With the recent passing of the bipartisan budget bill, a number of substantive changes were also enacted. These changes impact who is eligible for workplace retirement benefits and how they are implemented, how contributions into qualified retirements work, and how distributions from these accounts during retirement work. This article is divided into those three sections to make it easier in …

Believe Them

Early in the morning on November 10th, 2022, Jihye Lee from CNBC published an article with the headline “Sequoia Capital marks down its FTX investment to $0.” In the article, Sequoia is quoted as saying that “a liquidity crunch has created solvency risk for FTX” and “the full nature and extent of this risk is not known at this time.” …

Cash Charitable Contribution Considerations

With the beginning of fall comes another season, one filled with holidays and festivities and cheer. It is also during this time that charities ramp up their fundraising efforts. In fact, according to Charity Navigator (July 2018), a charity-rating/due diligence non-profit, “nearly one-quarter of Americans report making the majority of their charitable gifts in the last quarter of the year, …