Financial Planning

Who is Financial Planning for?

Image

Financial planning is for people who want to get a better handle on what they are earning, what they are spending, and having confidence that they are making the best decisions possible for what their money is doing. Some examples of common situations we come across include:

  • You are working hard on your career, earning good money, but you don't know where it is going and you don't feel like you are making progress financially, or at least as much progress as you'd like to be making.
  • You feel like you are living paycheck to paycheck. You feel weighed down by debt, be it school loans, credit cards, a large auto payment or personal loans. Maybe your spending isn't as healthy as it should be. These things are holding you back from building a strong future.
  • You are working and earning income, you're out of debt save for perhaps a mortgage and car loan, and you want to optimize your finances to get the most out of what you are earning toward retirement goals, kids education, travel, starting a business, and other personal goals.
  • You are married, but talking about finances is difficult or perhaps you don't have much experience with it. Maybe it brings up emotions of frustration. Or perhaps you want to avoid conflict, but you know that talking about your finances and agreeing on what to do together is really important both for your financial health and even more importantly, for the health of your relationship and marriage. 

Who is Financial Planning for?

Financial planning is for people who want to get a better handle on what they are earning, what they are spending, and having confidence that they are making the best decisions possible for what their money is doing. Some examples of common situations we come across include:

  • You are working hard on your career, earning good money, but you don't know where it is going and you don't feel like you are making progress financially, or at least as much progress as you'd like to be making.
  • You feel like you are living paycheck to paycheck. You feel weighed down by debt, be it school loans, credit cards, a large auto payment or personal loans. Maybe your spending isn't as healthy as it should be. These things are holding you back from building a strong future.
  • You are working and earning income, you're out of debt save for perhaps a mortgage and car loan, and you want to optimize your finances to get the most out of what you are earning toward retirement goals, kids education, travel, starting a business, and other personal goals.
  • You are married, but talking about finances is difficult or perhaps you don't have much experience with it. Maybe it brings up emotions of frustration. Or perhaps you want to avoid conflict, but you know that talking about your finances and agreeing on what to do together is really important both for your financial health and even more importantly, for the health of your relationship and marriage. 
Image

Our Approach

No matter where you are in life, there are fundamental truths to how wealth is built and threatened. When we work with you as your adviser, we will take a ground-up approach, learning about your lifestyle, how you make decisions, and what resources you have. We will use that knowledge to ensure that we've addressed risks that could prevent you from success or topple what you've already accomplished. While we cannot predict the future, and there's never an absolute guarantee of success, our approach takes many of the big variables off the table by making sure you are prepared. It's never fun to have to deal with a bad situation, but you can rest much more easily knowing that you're prepared to handle it.

Image

The Process

A consistent approach requires a consistent process in order to help you achieve your goals. Here is what you can look forward to as we start working together.

  • Onboarding Meeting - In this 2-hour session, we work to link all of your financial accounts, including your credit cards, banking accounts, student loans, mortgage, investment accounts, to our financial planning platform. This platform will let both you and us see your entire financial picture all in one space, updated daily. We'll also be learning and discussing your household expenses, establishing a budget for your spending, and we'll show you how to use the platform so that you become more confident and aware of what's happening with your money.

  • Launch Meeting - A couple of weeks after the Onboarding Meeting, we'll have prepared recommendations for what to begin working toward, along with insights on the long-term strategy working together. These goals and insights are prepared specifically for you, tailored to who you are and where you are at. And just like how life can change, we expect these goals to be dynamic as well.

  • Monthly Coaching - These sessions are used to review progress, keeping you on track, and to discuss and resolve any issues that arise, be it life circumstances or personal behaviors acting as a barrier to success.
Image
Get Started With A Free Consultation