Valentine’s Day Approaches – Plan Ahead or Pay the Procrastinator Tax!

Steven BriggsFinancial PlanningLeave a Comment

It is just 22 days until Valentine’s Day. You’re welcome. Valentine’s Day might be just one day of the year, but it is a very big one day.  In the United States alone, the National Retail Federation projects Valentine’s spending to eclipse $18 billion, of which over $4 billion is spent on jewelry and another $2 billion spent on flowers. … Read More

Losing Money in the Name of Diversification!

Steven BriggsFinancial Planning, Investment ManagementLeave a Comment

A common buzzword in the investment world is the concept of “diversification.” Diversification at its core is the technique of mixing a wide variety of investments within a portfolio. The rationale behind this is that when your investments are diversified, you offset the risk of any one investment performing poorly to have a broadly negative effect on your portfolio. In … Read More