The Ins and Outs of Health Savings Accounts

Steven BriggsFinancial Planning, Health SavingsLeave a Comment

Our health and the cost of healthcare are some of the greatest risks to building and maintaining wealth in this generation. Medical debt accounts for more bankruptcies than any other financial event. Moreover, according to recent data from the Social Security Administration, a married couple has a greater than 50% chance of at least one partner living until age 90. … Read More

How Often Should I Look?

Steven BriggsFinancial PlanningLeave a Comment

It’s a lot more fun to peek through holes at this age . . .  The 24-hour news cycle, compounded by social media, can be intimidating and draining. Short of entirely pulling the plug, it is incredibly difficult to avoid being bombarded by news. The headlines are designed to get you to click, and it can be hard to avoid … Read More

Valentine’s Day Approaches – Plan Ahead or Pay the Procrastinator Tax!

Steven BriggsFinancial PlanningLeave a Comment

It is just 22 days until Valentine’s Day. You’re welcome. Valentine’s Day might be just one day of the year, but it is a very big one day.  In the United States alone, the National Retail Federation projects Valentine’s spending to eclipse $18 billion, of which over $4 billion is spent on jewelry and another $2 billion spent on flowers. … Read More

Losing Money in the Name of Diversification!

Steven BriggsFinancial Planning, Investment ManagementLeave a Comment

A common buzzword in the investment world is the concept of “diversification.” Diversification at its core is the technique of mixing a wide variety of investments within a portfolio. The rationale behind this is that when your investments are diversified, you offset the risk of any one investment performing poorly to have a broadly negative effect on your portfolio. In … Read More