The stock market is not efficient.

Retail and professional investors alike have been fed for half a century that the markets are entirely efficient and that there is no way to “beat” them. I think they are wrong, and in this article I introduce the case for how we approach investing in contrast to the 80% “lemmings” of the market.

The Argument for Truly Zero-Cost Covid-19 Vaccinations

Over the past couple of weeks, both Pfizer and Moderna released preliminary results from their stage 3 test of its COVID-19 vaccine claiming 90%+ efficacy. Leveraging mRNA technology, this breakthrough blows open not only our ability to treat COVID-19, but also has significant implications for developments of future vaccines and treatments. That all said, there have been concerns raised regarding …

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Briggs’ Beat on Retirement Savings Benchmarks

Benchmarks and rules of thumb get thrown around all the time when it comes to retirement savings. Here’s an open conversation about how to put all those ideas into perspective.

The Ins and Outs of Health Savings Accounts

Our health and the cost of healthcare are some of the greatest risks to building and maintaining wealth in this generation. Medical debt accounts for more bankruptcies than any other financial event. Moreover, according to recent data from the Social Security Administration, a married couple has a greater than 50% chance of at least one partner living until age 90. …

Don’t Get Emotional. Right.

By now, you have likely read headlines from the past week and a half talking about how the market has in a roller-coaster up and down. You may have heard one-liners such as “The Dow has moved 1,200 points this trading session” or CNBC’s weekend leading “Dow swings more than 22,000 points in wild week.” It’s pretty hard to ignore …

Losing Money in the Name of Diversification!

A common buzzword in the investment world is the concept of “diversification.” Diversification at its core is the technique of mixing a wide variety of investments within a portfolio. The rationale behind this is that when your investments are diversified, you offset the risk of any one investment performing poorly to have a broadly negative effect on your portfolio. In …