Begin 2019 Right On the Money!

New Year’s Eve and New Year’s Day are awesome times to get on social media, confess your sins, devote yourself to a holy and righteous existence and avow to sin no more. Yet by the end of January, over half of people have given up on their resolutions, and by the end of the year less than 8% actually make …

2018 Happened. 4 Ideas on Where We Go From Here

The economy continues to make substantial strides as consumer confidence and manufacturing grow in step. The House of Representatives flipped 40 seats to the Democrats along with a bevy of state governorships. Consistent policies of tightening interest rates are acted upon globally, led by our own Federal Reserve. Tariff talks have jostled stocks more than landing into O’Hare on a …

Give Yourself the Gift of Kicking Murphy Out For Good

Financial peace of mind is a gift truly worth to give yourself. This time of year, many people start considering vacation ideas and designs for the next year or a new TV or appliance for the home. It is understandable why people shop for these things this time of year. You’ve worked hard the whole year, there are holiday bonuses …

Your Holiday Emergency Preparedness Plan

  Every year, millions of Americans prepare to celebrate the holidays with their families. From decorating our homes to preparing delicious food, making sure travel plans are solid and that everyone’s gifts are covered, we want to make sure everyone has a happy holiday season. And then January comes. And perhaps the bill that is associated with all that “cheer” …

21 Things You Borrow, Not Buy

Tool Shed or Money Pit? Invest wisely.   Halloween candy is already adorning store shelves. The Pumpkin Spice Latte is in full force at a coffee vendor nearest you. Kids are (finally) going back to school. This is a signal that the holiday season is rapidly approaching. With retail more cutthroat each passing year, you can expect more sales, more …

How Often Should I Look?

It’s a lot more fun to peek through holes at this age . . .  The 24-hour news cycle, compounded by social media, can be intimidating and draining. Short of entirely pulling the plug, it is incredibly difficult to avoid being bombarded by news. The headlines are designed to get you to click, and it can be hard to avoid …

Is Starbucks Sipping Away Your Savings?

Don’t let spending whip you! I love specialty coffee with a fierce passion. My license plate frame even says “Outta my way, I’m going to Starbucks!” I used to get coffee pretty much every day, which cost me after tip about $5.00 a day, and then I would buy some coffee for home too. I didn’t think much of it …

Sharing is caring. It can even mean savings and better health if the lifestyle fits you.

With housing costs on the rise, more people are considering a shared housing environment, or co-living, to meet their living needs. In some cases, this involves one party owning the home while additional tenants live in the space. In other cases, all parties agree to rent the same living space and split costs, and still others are matched through a …

Zoom! Zoom! Zoom!

Here are some questions and tips to think about before buying a new or used car. Buy the car that fits what YOU want and need, not the salesperson.